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Sounds like Homer didn’t have a robust educational experience in his youth. Variability in environmental, the weather, attributes were highlighted back in the 60’s during my elementary school field trips to the natural history/science museum(s). My grandparents and parents schlepped my brothers and I to at least 1 county fair every year during our youth. Having been raised close to farming communities meant that the fairs had historical events documented. The Geauga country fair has over 200 years' worth of extreme events documented. My grandfather patrolled the North Atlantic using newfangled technology to find German u boats in a wood hulled boat. He imparted a be prepared mentality into us when it came to living in or close to the wild. He would have used 200 data points as a sample size if the data was valid. He wouldn’t have reduced the power of an evaluation if he didn’t need to- say for a lack of computing power.

18 years ago, today our little PV system was signed off by a country engineer to operate. The timing of the approval couldn’t have been better as a regional heat wave was about to start. That summer was a scorcher in CA.

Sacramento, CA Weather History | Weather Underground (wunderground.com)

Unfortunately for us PG&E didn’t get around to upgrading the software in our existing time of use meter (E-7 rate schedule) until July 24th.

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How about including some commentary regarding the major role insurance companies play in insuring and investing in the very fossil fuel companies that are causing climate change, while at the same time raising rates and exiting markets where the risk created by climate change increases?

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I love it. But how do you think about supporting a transition towards risk based pricing for disadvantaged homeowners who perhaps didn’t accept the risks. They ended up at risk through redlining or legacy informational disparities. Now they are potentially locked in to their underwater homes or unable to move because of wealth shocks following a repricing. Is it government transfers?

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